Effective August 17, 2026.
The Deposit Almanac is an informational publication: a calendar of publicly available bank promotions with sequencing, timing, and maintenance. Your purchase grants a license to the calendar and its updates for the term of the tier purchased: 90 days (First Quarter, single user), twelve months (Full Sequence, single user), or twelve months for two members of one household (Household).
The Deposit Almanac is not financial, tax, legal, or investment advice, and Marie Patricks LLC is not a registered investment adviser, bank, or financial institution. All bank offers described are published and administered by the respective banks, which may change or withdraw them at any time without notice. We are not affiliated with any bank referenced.
Outcomes depend on your cash, account history, bank decisions, and execution. Except for the refund policy below, no earnings are guaranteed.
All tiers: if you follow the calendar for 90 days from purchase and bonuses from the offers it scheduled have not totaled at least the price you paid, contact us within 120 days of purchase for a full refund. Bonuses from offers not scheduled by your calendar do not count toward this threshold.
Bank bonuses are generally taxable as interest income. You are responsible for your own tax obligations.
Content is for your personal use. Redistribution, resale, or republication of the calendar or its contents is prohibited.
To the maximum extent permitted by law, Marie Patricks LLC's total liability arising from your use of this product is limited to the amount you paid for it.